[DOWNLOAD] "AO65 - Interim Final Rule - Loan Guaranty - Ability-to-Repay Standards and Qualified Mortgage Definition under the Truth in Lending Act (US Department of Veterans Affairs Regulation) (VA) (2018 Edition)" by The Law Library * eBook PDF Kindle ePub Free
eBook details
- Title: AO65 - Interim Final Rule - Loan Guaranty - Ability-to-Repay Standards and Qualified Mortgage Definition under the Truth in Lending Act (US Department of Veterans Affairs Regulation) (VA) (2018 Edition)
- Author : The Law Library
- Release Date : January 21, 2018
- Genre: Law,Books,Professional & Technical,
- Pages : * pages
- Size : 155 KB
Description
The Law Library presents the complete text of the AO65 - Interim Final Rule - Loan Guaranty - Ability-to-Repay Standards and Qualified Mortgage Definition under the Truth in Lending Act (US Department of Veterans Affairs Regulation) (VA) (2018 Edition).
Updated as of May 29, 2018
This document amends the Department of Veterans Affairs (VA) Loan Guaranty regulations to implement provisions of the Dodd-Frank Wall Street Reform and Consumer Protection Act, requiring that VA define the types of VA loans that are “qualified mortgages” for the purposes of the new Ability to Repay provisions of the Truth in Lending Act. This rule establishes which VA-guaranteed loans are to be considered “qualified mortgages” and have either safe harbor protection or the presumption that the borrower is able to repay a loan, in accordance with the new Ability to Repay provisions. The rule does not change VA's regulations or policies with respect to how lenders are to originate mortgages, except to the extent lenders want to make qualified mortgages.
This ebook contains:
- The complete text of the AO65 - Interim Final Rule - Loan Guaranty - Ability-to-Repay Standards and Qualified Mortgage Definition under the Truth in Lending Act (US Department of Veterans Affairs Regulation) (VA) (2018 Edition)
- A dynamic table of content linking to each section
- A table of contents in introduction presenting a general overview of the structure
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